Looking for Humana doctors in Sebring, FL? If you have Humana and live in Sebring, Avon Park, Lake Placid or anywhere in Highlands County, you can see a doctor close to home at Shield Medical Group. Our Sebring practice accepts all Humana plan types, including Humana Medicare Advantage HMO and PPO plans, such as Humana Gold Plus HMO. Our two Sebring physicians, Kulmeet Kundlas, MD and Carlos M. Baez Cubille, MD, are also listed in Humana’s own provider directory as in network and accepting new patients. This guide covers our Humana doctors, how HMO and PPO plans work, how to make a Shield doctor your Humana primary care doctor, and what to expect at your visit.
Humana doctors in Sebring: we accept all Humana plans
Yes. Shield Medical Group in Sebring accepts all Humana plan types, including Humana Medicare Advantage HMO and PPO plans, such as Humana Gold Plus HMO.
If you are looking for doctors that accept Humana Medicare in Highlands County, Humana members are welcome at our Sebring office at 4597 Casablanca Cir, for checkups, ongoing care for long-term conditions, same-day sick visits and walk-ins during office hours.
Humana’s public Find Care directory also lists both of our Humana doctors in Sebring as in network and accepting new patients. When we searched it on November 11, 2026, Dr. Kundlas and Dr. Baez appeared at our Sebring address for Humana’s Florida Medicare HMO and Medicare PPO networks.
Benefits such as copays and referral rules differ from one Humana plan to another. If you have questions about your own benefits, call our office at (863) 236-9550 or the Member Services number on your Humana card.
- We accept all Humana plan types
- Medicare Advantage HMO, including Humana Gold Plus HMO
- Medicare Advantage PPO plans
- Call (863) 236-9550 to book
- Walk in during office hours
Sources: Primary Care Doctor in Sebring, FL (Shield Medical Group, Sebring office page); Find Care: Humana’s provider directory (guest search, Sebring, FL 33870; searched November 11, 2026; data refresh date 11/10/2026)
Meet our Humana doctors: primary care doctors in Sebring, FL
Two Humana doctors see adults at Shield Medical Group in Sebring: Kulmeet Kundlas, MD, an internal medicine physician, and Carlos M. Baez Cubille, MD.
If you are looking for internal medicine in Sebring, FL, Dr. Kundlas is a board-certified internal medicine physician who has practiced medicine for more than 25 years. He focuses on adult primary care, prevention and long-term conditions, and he sees patients in Sebring and Lake Wales. Humana’s directory lists him as an Internal Medicine Physician (PCP) at our Sebring office.
Dr. Baez cares for adults at our Sebring and Lake Wales offices, from checkups to same-day sick visits. Humana’s directory lists him as a General Practice Physician (PCP).
Both are doctors in Sebring FL whom Humana members can choose as a primary care physician, and both appear in Humana’s Find Care directory at our Casablanca Cir address.
Sources: Primary Care Doctor in Sebring, FL (Shield Medical Group, Sebring office page); Find Care: Humana’s provider directory (guest search, Sebring, FL 33870; searched November 11, 2026; data refresh date 11/10/2026); Dr. Kulmeet Kundlas (Shield Medical Group physician page)
4 easy steps to get started as a Humana patient
Have your Humana card ready, call us to book or walk in, check your plan’s benefits if you have questions, and bring your ID, card and medicine list.
Starting with new doctors with Humana coverage is simple. Your Humana member ID card shows your plan and the Member Services number. Humana suggests calling a doctor’s office to ask whether they are accepting new patients; you can reach us at (863) 236-9550.
Copays, referral rules and other benefits depend on your specific Humana plan. Your plan documents or Humana Member Services can explain them, and our front desk is happy to help.
- Step 1: Have your Humana member ID card ready.
- Step 2: Call Shield at (863) 236-9550 to book.
- Step 3: Ask Humana about copays and referral rules.
- Step 4: Bring your ID, card and medicine list.
Sources: How do I change my primary care doctor on Medicare? (Humana); Primary Care Doctor in Sebring, FL (Shield Medical Group, Sebring office page)
Humana HMO doctors vs. Humana PPO doctors: what changes for your visits
In a Medicare Advantage HMO you usually choose a primary care doctor and need referrals for specialists; in a PPO you do not, but out-of-network care usually costs more.
Medicare.gov explains that with an HMO you generally must get care from doctors and hospitals in the plan’s network, except for emergency care, out-of-area urgent care and temporary out-of-area dialysis. In most HMOs you need to choose a primary care doctor, and in most cases you need a referral to see a specialist. If you get care outside the network, you may have to pay the full cost.
With a PPO, Medicare.gov says you pay less when you use providers in the plan’s network. You can generally see out-of-network providers for covered services, but you will usually pay more. You do not need to choose a primary care doctor or get a referral to see a specialist.
Humana says its HMO members choose a primary care physician from its network to help manage their care and provide referrals, with unlimited visits to that doctor.
Because we accept all Humana plan types, our Humana doctors can see you whether you have an HMO or a PPO plan.
- Medicare Advantage HMO: usually choose a primary care doctor
- Medicare Advantage HMO: specialists usually need a referral
- Medicare Advantage HMO: stay in network except emergencies
- Medicare Advantage PPO: no primary care doctor required
- Medicare Advantage PPO: no referral needed for specialists
- Medicare Advantage PPO: out of network usually costs more
Sources: Health Maintenance Organizations (HMOs) (Medicare.gov); Preferred Provider Organizations (PPOs) (Medicare.gov); Humana Medicare Advantage HMO plans (Humana)
How to choose a Shield doctor as your Humana primary care doctor
If you have a Humana HMO, you can name one of our Humana doctors as your Humana primary care doctor, and Humana says you can change your PCP as often as you like.
Humana explains that HMO members choose a primary care physician from the plan’s network, and that members can change that doctor as often as they like. To make one of our Humana doctors your PCP, use your MyHumana account or call the Member Services number on your card to make the change, and ask when it takes effect.
Changing your plan itself is different. Medicare.gov lists the times you can join or switch Medicare Advantage plans. The Open Enrollment Period runs October 15 to December 7, with coverage starting January 1. If you are already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period runs January 1 to March 31. Special Enrollment Periods apply after certain life events, such as moving.
For free, unbiased help comparing plans, Florida’s SHINE program offers one-on-one Medicare counseling through the Florida Department of Elder Affairs.
- Oct 15 to Dec 7: Open Enrollment; join or switch plans.
- Jan 1: New plan coverage starts.
- Jan 1 to Mar 31: Medicare Advantage members can switch plans.
- Any time: Humana HMO members can change their PCP.
Sources: How do I change my primary care doctor on Medicare? (Humana); Humana Medicare Advantage HMO plans (Humana); Joining a plan: enrollment periods (Medicare.gov); SHINE (Serving Health Insurance Needs of Elders), Florida Department of Elder Affairs
What to expect at Shield Medical Group in Sebring
Our Humana doctors provide primary care for adults and people with Medicare, with checkups, ongoing care for long-term conditions, same-day sick visits and walk-ins during office hours.
Services at our Sebring office include annual physical exams, Medicare Annual Wellness Visits, Welcome to Medicare visits, care for diabetes, high blood pressure, high cholesterol, asthma and COPD, chronic care management, in-office lab work with A1c testing and EKG, vaccines, telehealth visits, care after a hospital stay and remote patient monitoring.
Medicare.gov describes the yearly Wellness visit as a conversation-based visit to build or update a prevention plan; it is not a routine physical exam. Under Original Medicare Part B, you pay nothing for it if your provider accepts assignment. If you have a Humana Medicare Advantage plan, check your plan’s costs for preventive visits.
At your first visit with our Humana doctors, please bring a photo ID, your insurance card, a list of your medicines and any questions you have.
Sources: Primary Care Doctor in Sebring, FL (Shield Medical Group, Sebring office page); Yearly “Wellness” visits (Medicare.gov)
Office hours, location and contact
You can visit our Humana doctors at Shield Medical Group – Sebring, 4597 Casablanca Cir, Sebring, FL 33870. Call (863) 236-9550.
Office hours are Monday to Friday, 8:00 AM to 5:00 PM, and Saturday, 10:00 AM to 1:00 PM. We are closed on Sunday. Telehealth visits are available after hours, on weekends and on holidays. Holiday hours are posted on our Google Business Profile.
There is a free parking lot on site, and the entrance is wheelchair accessible. Patients come to our Sebring office from Sebring, Sun ‘n Lake, Avon Park, Lake Placid and across Highlands County.
We are a primary care practice, not an urgent care center or an emergency room. If you think you have a medical emergency, call 911 or go to the nearest emergency room.
- Phone: (863) 236-9550
- Fax: (877) 832-3363
- Email: info@shieldmedicalgroup.com
Sources: Primary Care Doctor in Sebring, FL (Shield Medical Group, Sebring office page)
Related: Primary Care Doctors in Sebring, FL
Related: Medicare Advantage Members: Check Your Doctors Now
Related: Annual Wellness Visit
Related: Medicare Advantage AEP: 5 Tips to Win Open Enrollment
Related: Walk-Ins Accepted in Sebring, FL
Related: Dr. Kulmeet Kundlas
Frequently asked questions
Does Shield Medical Group in Sebring accept Humana?
Yes. Shield Medical Group in Sebring accepts all Humana plan types, including Humana Medicare Advantage HMO and PPO plans, such as Humana Gold Plus HMO. Call (863) 236-9550 to book a visit.
Are your doctors Humana Gold Plus doctors?
Yes. Humana Gold Plus HMO is one of the Humana plans we accept, and Humana’s directory lists Dr. Kundlas and Dr. Baez as in network for its Florida Medicare HMO network. Call (863) 236-9550 to book.
How do I find Humana doctors near me in Highlands County?
If you live in Sebring, Avon Park, Lake Placid or nearby, our Sebring office at 4597 Casablanca Cir is close to home, and both of our doctors appear in Humana’s Find Care directory. You can also search Find Care by ZIP code or call us at (863) 236-9550.
Are the Humana doctors at Shield accepting new patients?
Humana’s Find Care directory showed both of our Humana doctors, Dr. Kundlas and Dr. Baez, as accepting new patients on November 11, 2026, and our Sebring page says new patients are welcome. Call (863) 236-9550 to set up your first visit.
Do I need a referral to see a specialist with a Humana HMO?
Usually, yes. Medicare.gov says that in most Medicare Advantage HMO plans you need a referral to see a specialist, though some services, such as yearly screening mammograms, do not need one. PPO plans generally do not require referrals.
Can I switch my Humana primary care doctor to a Shield doctor?
Humana says HMO members can change their Humana primary care doctor as often as they like. Use your MyHumana account or call the Member Services number on your card, and ask when the change takes effect.
Can I walk in without an appointment?
Yes. Walk-ins are accepted during office hours, Monday to Friday 8 AM to 5 PM and Saturday 10 AM to 1 PM. Calling ahead at (863) 236-9550 may shorten your wait.
References
- Primary Care Doctor in Sebring, FL (Shield Medical Group, Sebring office page)
- Find Care: Humana’s provider directory (guest search, Sebring, FL 33870; searched November 11, 2026; data refresh date 11/10/2026)
- Health Maintenance Organizations (HMOs) (Medicare.gov)
- Preferred Provider Organizations (PPOs) (Medicare.gov)
- Joining a plan: enrollment periods (Medicare.gov)
- How do I change my primary care doctor on Medicare? (Humana)
- Humana Medicare Advantage HMO plans (Humana)
- Yearly “Wellness” visits (Medicare.gov)
- SHINE (Serving Health Insurance Needs of Elders), Florida Department of Elder Affairs
- Dr. Kulmeet Kundlas (Shield Medical Group physician page)
Educational only; talk to your clinician. This article is general health education, not medical advice, diagnosis or treatment.
